A San Diego Mortgage Broker That You Can Trust

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As a top-rated San Diego Mortgage Broker, Jessica Ring offers loan solutions to fit your unique situation

With 9 years of experience, Jessica Ring has served more than 2,000 satisfied customers across California (and Florida). Offering personalized solutions at extremely competitive rates, she is a top-rated mortgage broker in San Diego who will handle your loan process with the care and expertise it deserves.

Whether you are looking for a mortgage broker near me to help during the process of buying, selling, refinancing, or building your home, it is essential to use a professional who genuinely works in your best interest. Market rates and mortgage programs are constantly changing, and you don’t want to accidentally settle for a less than optimal deal. With her expert knowledge and multiple financing options, Jessica Ring can offer you quick and accurate financial advice tailored to your unique needs. She can ensure that the process is as easy and hassle-free as possible, while securing the best rates.

What I like most about Jessica is how easy it is to get hold of her and have all my questions answered without going through the complex finance/legal terms. Unlike a bank representative, you don’t have to worry about dialing an 800 number and going through the menu or waiting in line for hours. Instead, I can easily send over a text message and get an update or call Jessica directly.

Free and Transparent Tools and Estimates

One of the first things people want to know before they get started on the loaning process is the rate they’ll get approved for. It can be intimidating to immediately go to a broker, and it’s much better to have a general idea beforehand of what you’re getting into. That’s why Jessica Ring offers multiple free tools, calculators, estimators, and more to help you determine an approximation of what you’re qualified for and what your costs and rates would be like.

No matter what kind of information you’re searching for, Jessica Ring offers honest and accurate estimates based on the latest data available. By inputting a few pieces of information, you can find out the worth of your house, the rates you qualify for for different types of loans, what your mortgage should be, and more. Through offering these tools, Jessica can ensure clients are well informed about the real estate market and the rates they should be paying.

When you know the real worth of your home and what you’re qualified for, you minimize the chance of falling for predatory lenders. From there, you can browse your options with confidence and a peace of mind about knowing the rates you deserve.

Many Financing Options, Including Jumbo Loans

Finding the right financing option can be tricky and intimidating. Sometimes you think you qualify for a certain loan and then don’t. Other times, you may decide on one path, and then later learn you were qualified for something that fit your needs better. It is important to have an experienced professional to show you all the options and recommend the best path for you. Jessica Ring offers a wide variety of financing options and works with you to figure out what the best option is for your personal situation. Some of the options she offers are:

VA Loans

VA loans are guaranteed by the U.S Department of Veterans Affairs, and are issued to qualified lenders. These are usually veterans or their surviving spouses who do not remarry.

Jumbo Loan

A jumbo loan is a loan that exceeds certain limits set by Fannie Mae and Freddie Mac. As of 2021, the U.S limit is $548,250, although it is higher in certain states and territories. Rates are usually higher on these loans because lenders have a higher risk, but they are a great option for people looking to receive a loan for a higher-value property.

Refinancing

Refinancing is when you pay off your existing mortgage with a new mortgage. This is a great option for people looking to reduce their interest rate and monthly payment, or to change the term of their mortgage. It can also be done to take cash from your home’s equity.

… And more!

Loan Process

The process for getting all these loans is extremely simple and painless with Jessica Ring. Simply follow these steps:

  • Complete a free analysis request for your chosen loan
  • Receive options based on your criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the best offer for you

It’s so important to work with a mortgage broker you trust and feel comfortable with. My experience with Jessica in the past has been highly professional and friendly. She has the necessary, up-to-date knowledge about current rates and qualifications, and can help you make the correct decision on how to pay for your dream home. And if you have any questions about the process, you can always reach her directly.